Individual Dental
Individual dental is designed for individuals and their families as well as business owners and their employees. “Secure DentalOne” offers you access to high quality, affordable dental coverage.
Plan Features
- Choice of three plans available – Premier, Classic and Basic.
- Plans include coverage for the following:
- Preventive Services – routine oral exams (2 per year), prophylaxis (cleanings, scaling and polishing of teeth – 2 per year)
- Basic Services* – X-rays, filings, extractions and oral surgery
- Major Services* – endodontic treatment, periodontic treatment & prosthetic services (crowns and bridges)
* Not available on the Basic plan.
Common Questions About The Secure DentalOne Plan:
Individual Dental
This plan is offered to individuals and their spouse ages 18 through 64 and their eligible dependents (unmarried children from birth to age 19, or 23 if a full-time student). This is subject to state requirements. Coverage may also be obtained by individuals and their spouse ages 65 and older.
Competitor Secure DentalOne offers you access to high quality, affordable dental coverage for your entire family. Coverage is provided for preventive, basic and major dental services.
Coverage starts on the effective date. The effective date issued will begin on the 1st of the month (at 12:00 a.m.), following IHC’s receipt of the completed Enrollment Form and payment of the first month of premium.
You can pay in monthly installments by check, credit card, or bank withdrawal. We accept MasterCard, Visa or Discover credit cards. Your subsequent monthly credit card/ach premium deductions will occur based upon the effective date of coverage.
Competitor Secure DentalOne pays benefits for each covered person in the following manner:
First, you meet the Calendar Year Deductible per person, which varies by plan. (Maximum of three individual deductibles per family) Then Competitor Secure DentalOne pays a percentage of covered expenses based on the Reasonable and Customary (R&C) fees for those Covered Expenses. In many cases you can select your own dentist.
IHC Health Solutions is a fully licensed, full service Third Party Administrator servicing business worldwide. IHC provides state of the art industry leading insurance services.
Secure DentalOne is underwritten by Standard Security Life Insurance Company of New York, a member of The IHC Group, and available to members of Communicating for America, Inc.