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Short Term Major Medical

Short term major medical or temporary health coverage is designed for individuals who are in between work, in the waiting period of an employer’s group health plan, just graduated from school and no longer eligible under their parent’s plan, or are waiting to become eligible for Medicare.


Plan Features:

  • Coverage for 1 – 6 months or 364 days, depending on state
  • Freedom to choose any doctor or hospital
  • Your choice of deductible and coinsurance levels
  • $2,000,000 lifetime maximum per covered person
  • Single payment discount for 30-180 days
  • Unlimited re-applies for coverage, depending on state
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Short term medical insurance is a temporary plan designed for individuals who don’t currently have health insurance. Short term policies do not cover pre-existing conditions. Short term health insurance is also not considered minimum essential coverage under the Affordable Care Act (also called Obamacare), and even if you enroll in and maintain short term coverage you may NOT be exempt from the Shared Responsibility Payment (tax) that may otherwise apply for not having qualifying health insurance.

Health Insurance

Major Medical

Protects you or your group from having to pay too much money for health care services.


    Life Insurance

    A financial resource for your loved ones in the event of your death.

    Limited to IL, IN, WI, MI, IA, OH & MO


Travel Insurance

Protect yourself from health and travel interruption or cancellations.

About Us


is a website created for the consumer who is frustrated trying to research, study the fine print and compare the overwhelming numbers of look alike insurance products and membership programs.